Jonathan M. Heller, CFA,
Workbook & Articles
Objective Investment Advice...Helping
You Make Better Investment
There are potentially hundreds of decisions you must make in order to
build a solid portfolio, one that will benefit from market upswings and
weather any downswings.
- How do you decide whether to buy an individual
stock, a mutual fund, treasuries, commodities, or just leave your
money in your savings account?
- What are the costs and tax implications of the
investments you select?
- Which types of investments should you hold in
your retirement accounts instead of your brokerage accounts?
- When is the right time to sell an investment?
- How do you sort through the conflicting advice
you read in magazines and on the Internet?
It’s enough to make your head spin. Some people handle it
with an investment strategy of putting small amounts in many different
investments to make sure they’ve covered all the bases. Others put the
majority of their assets in one or two places rather than deal with yet
another investment decision they’re not sure of. Does this sound
Given this complexity, many people want professional investment advice. But who
is in the best position to offer you unbiased recommendations? Do you
want someone advising you who is paid based on whether or not you
purchase the investment he or she recommends?
Many people don’t understand what their investments are or what they
should be doing. In a well-constructed portfolio, each investment
should fulfill a specific function and should be appropriate for your
unique situation. Your portfolio will work harder for you when it
contains the investments and uses investment strategies that have been selected based on your needs. As
fee-only financial advisors, we will provide you with the objective,
unbiased investment recommendations you need to make the best investment
- Thoroughly discuss your goals before making
- Look at all the financial risks you are
taking before determining your appropriate level of investment
- Review all your accounts and determine not
just the right asset allocation but also the right asset
- Recommend the real estate exposure you need
in order to achieve long-term financial stability;
- Integrate tax planning with your investment
strategy to produce a higher after-tax return.
Being an astute investor should not be a haphazard exercise. When
your investments have been properly balanced, objectively chosen,
and are regularly reviewed, you enjoy peace of mind and confidence
in your future.
Would you worry less and be happier receiving objective investment
advice? Contact us to discuss your goals,
situation, and concerns. We’ll help you make the best investment